Privacy

PRIVACY POLICY

Last Updated: October 8, 2018

WJFS Inc. (“WJFS”) wants you to access our website (the “Site”) and any other online services secure in the knowledge that we have implemented fair and transparent information practices designed to protect, and provide you with control of, your privacy.

Our Privacy Policy applies when you access the Site and it describes the kinds of information we may gather when you do, how we use your information, when we might disclose your information, and how you can manage your information.

Our Privacy Policy does not govern or apply to information collected or used by WJFS through other means. It also does not apply to websites maintained by other companies or organizations to which we may link or who may link to us. We are not responsible for the actions and privacy policies of third party websites.

By accessing our Site, you are accepting the practices described in our Privacy Policy, including our use of cookies and similar online tools.  If you do not agree to the terms of this Privacy Policy, please do not use our Site.  We reserve the right to modify or amend the terms of our privacy policy from time to time without notice. Your continued use of our Site following the posting of changes to these terms will mean you accept those changes.  If we intend to apply the modifications or amendments to this Privacy Policy retroactively or to personal information already in our possession, we will provide you with notice of the modifications or amendments and seek your consent for such use.

If you are a resident of the European Economic Area (“EEA”) or Switzerland, please see the “Users in the EEA and Switzerland” section of this Privacy Policy.

WHAT INFORMATION IS COLLECTED

When you use the Site, we may collect several types of information about you and/or your use of the Site.  For example, we may collect information that you provide to us, information that we collect through your use of the Site, and information that we collect from publicly available sources or third parties.

Information You Provide to Us.  There are a number of circumstances in which you may be required or invited to supply us with personal information, such as when you submit an inquiry or send us an email.  In these circumstances, we may ask you to provide information such as your name, e-mail address, phone number, and other contact information.

Information About Your Use of the Site. We may collect information about your use of the Site such as:

·      Device information:  We may collect your computer or mobile device model, IP address, other unique device identifiers, operating system version, browser type, language, and settings, and device type and settings.  We may serve a lighter-weight version of the Site if we detect poor connectivity.

·      Usage information:  We may collect information about the time, date, and duration of your use of the Site.  We may also collect information stored using cookies and similar technologies set on your device.  Our servers may automatically keep an activity log of your use of the Site.  We may collect such usage information at the individual or aggregate level.

·      Location information: We collect and store your device’s source IP address, which may disclose the general location of your device at the time you access the Site.

Information From Third Parties.  We may receive information about you from third parties and combine it with information we receive from or about you.

HOW WE USE YOUR INFORMATION

We use your information to help us improve your experience using the Site in the ways described below, as well as in other ways to which you consent or at your direction.

Providing the Services You Request. We use your information to keep our website functioning, and enable your access to the Site. We may also provide personalized responses to you, including by email, based on your inquiries. To enable us to provide these Services, we may use the information we collect to identify you across sessions, browsers, and/or devices.

Contacting You. We may send you (by email, text, or other medium): responses to your inquiries or submissions; and legal notices, policy updates, and other important information about the Site.

Protecting Our Rights and Others’ Rights.  We may use your personal information as we believe is necessary to detect, investigate, and prevent activities that may violate our policies or may be illegal; to protect, enforce, or defend the legal rights, privacy, safety, or property of WJFS and/or its employees, agents, or users; or as required by law.

We may use or combine information that we collect offline or we collect or receive from third-party sources for many reasons, including to enhance, expand, and check the accuracy of our records. Additionally, data collected from a particular computer, browser or device may be used with another computer, browser or device that is linked to the computer, browser or device on which such data was collected.

HOW WE SHARE YOUR INFORMATION

As described below, our information-sharing practices vary based on the type of information and the type of recipient.

Third-Party Service Providers. Third party agents and vendors perform functions on our behalf, including, but not limited to, hosting, content management tools, analytics, and customer service.  These entities may have access to personal information if needed to perform their functions.  If such access is required, the third parties will be obligated to maintain the confidentiality and security of that personal information.  They are restricted from using, selling, distributing or altering this data in any way other than to provide the requested services to WJFS.

Aggregate or Anonymous Information. We also may share other information with third parties in a manner that does not identify particular users.  For instance, we may share such information to help us determine how parts of the Site are used, so that we may improve our services.

Change of Circumstances.  WJFS may use, disclose or transfer your information to a third-party in the event of any reorganization, merger, joint venture, assignment, transfer or other disposition of all or any portion of our organization.

Law Enforcement, Legal Process, and Emergency Situations. In some cases, we may use or disclose your personal information to a third party if we are required to do so by law or if we in good faith believe that such action is necessary to comply with the law or legal process; to protect and defend our rights or to prevent misuse of our Site; or to protect the personal safety of our employees, agents, partners, the users of the Site, or the public.

The Site may link to third-party websites and services that are outside our control. We are not responsible for the security or privacy of any information collected by these third parties, which operate pursuant to their respective privacy policies.

ONLINE TRACKING

When you use our Site, we and our third party partners (which provide content, functionality, measurements, or analytics for our Services) may use cookies, web beacons, and other similar technologies to track your use of the Services.

What Are Cookies? Cookies are small text files that are stored in your device’s browser when you visit a website. Cookies make it possible to recognize you as the same user across one or more browsing sessions, and across one or more websites.  We and third parties may use cookies for a variety of purposes, including remembering your preferences so that you do not have to input them each time you use the Site; and allowing us and third parties to monitor Site traffic and performance, so that we may improve our Site.

What are Beacons?  Web beacons (also called “web tags” or “pixels”) are tiny graphics or scripts that communicate information from your device to a server.  Beacons can be embedded in online or mobile content, videos, advertisements, or emails.  They allow a server to read certain types of information from your device, such as when you viewed the beacon (and thus the content in which it is embedded) and the IP address of the device on which you viewed the beacon.  We and third parties may use beacons for a variety of purposes, including to analyze the use of our Site.

THIRD PARTIES

We rely on third parties to provide many features of our Site using data about your use of our Site.  These third parties may use cookies, web beacons, or other technologies to collect and process your personal data for the purposes of information storage and access; measurement of and analytics regarding the use of our Site; and content selection, delivery, and reporting.

For instance, third party analytics services use cookies, web beacons, and other tracking technologies to collect information such as your IP address, time of visit, whether you are a return visitor, and any referring website, in order to help us analyze how users interact with and use the Site, compile reports on the Site’s activity, and provide other data and insights related to Site usage.

We do not currently serve third party advertisements as part of our Site or provide third party advertisers with any personal information about you.

In general, the information collected and generated by third parties is processed and stored by the third parties and will be subject to their respective privacy policies (which we do not control and for which we are not responsible).  We do not control these third parties’ tracking technologies or the information they may collect.

PRIVACY CHOICES

Turning Off Cookies. Most web browsers automatically accept cookies, but also usually allow you to modify your settings to disable or reject cookies.  If you delete your cookies or if you set your web browser to decline cookies, however, some features of the Services may not work or may not work as designed.  You can usually find these settings in the Options or Preferences menu of your browser; links to instructions provided by several of the most common browsers are below:

• Cookie settings in Google Chrome
• Cookie settings in Firefox
• Cookie settings in Internet Explorer
• Cookie settings in Safari web and iOS.

The Site may use Google Analytics to track your usage.  If you wish to opt-out of Google Analytics’ tracking, use this browser add-on provided by Google.

Do Not Track. Your browser or device may include “Do Not Track” functionality.  Because a “Do Not Track” compliance protocol has not yet been finalized, WJFS’s information collection and disclosure practices, and the choices that we provide to customers, will continue to operate as described in this Privacy Policy, whether or not a Do Not Track signal is received.

USERS IN THE EEA AND SWITZERLAND

If you are a resident of the EEA or Switzerland, the following information applies with respect to personal data collected through your use of our Services.

Purposes of processing and legal basis for processing: We process personal data consistent with our disclosures in this Privacy Policy. We process personal data as necessary for our legitimate interests in maintaining and improving the Site where those interests do not override your fundamental rights and freedoms related to data privacy.

We note that the Site does not process any personal data for the purposes of third party ad targeting, selection, and delivery.

Transfers: Personal data we collect may be transferred to, and stored and processed in, the United States or any other country in which we or our affiliates or processors maintain facilities. We will ensure that transfers of personal data to a third country or an international organization are subject to appropriate safeguards.

Your Rights: You are entitled to the rights under Chapter III of the EU General Data Protection Regulation or Section 2 of the Swiss Federal Act on Data Protection with respect to the processing of your personal data, which include the right to access and rectify and to request erasure of personal data. To exercise these rights, contact Privacy@WJFS-Inc.com and provide as complete a description of your request as possible.

OTHER IMPORTANT INFORMATION

How Your Information Is Secured. We take reasonable security measures to protect your information, including the use of physical, technical and administrative controls.  Please understand, however, that while we try our best to safeguard your personal information once we receive it, no transmission of data over the Internet or any other public network can be guaranteed to be 100% secure.

How Long Your Information Is Stored. The time period for which we keep information varies according to the purpose for which it is used for. In some cases, there are legal requirements to keep data for a minimum period. Unless there is a specific legal requirement for us to keep the information, we will retain it for no longer than is necessary for the purposes for which the data was collected or for which it is to be further processed.

Children’s Information. The Services are not intended for children under 13 years of age. WJFS does not knowingly collect personal information from children under 13 years of age. If you are under 13 years of age, do not provide personal information to WJFS without providing us with consent from your parents. If we discover that a child under the age of 13 has provided us with personal information and we do not have parental consent, we will immediately delete that child’s information. If you believe that company has been provided with the personal information of a child under the age of 13 without parental consent, please notify us immediately at Privacy@WJFS-Inc.com.

Your California Privacy Rights. WJFS does not disclose your personal information to third parties for the third parties’ direct marketing purposes unless you affirmatively agree to such disclosures.

QUESTIONS

If you have questions about our Privacy Policy, please contact us at:

Attn: General Counsel
WJFS Inc.
PO Box 5086
West Chester, PA 19380
610-344-7146
Privacy@WJFS-Inc.com